If you’re in the market for home insurance, you might consider looking into both standard home insurance, sometimes referred to as building insurance, and contents insurance. The first protects the structure and property and the second protects the movable contents within. In some cases, when both are purchased at the same time, it’s less expensive.
Standard Property Insurance
Standard property insurance covers your home, permanent fittings in kitchens and bathrooms, hardwood or tile floors and the garage.…
Winter weather can be unpredictable and unpleasant, but it can also wreak havoc on your home and property. If the winter weather where you live turns “wicked,” you need to know what your homeowners insurance will cover, and what it won’t. While every policy is different, here are some general winter weather-related things that are covered by homeowners insurance, and some that aren’t.
Damage from ice dams
Ice dams occur when ice fills the gutters along your roof, blocking the runoff of water from melting snow.…
Filing a claim with your auto insurance company may seem to you to be more difficult than it has to be. You know that you’re filing the claim in good faith, so why do you have to wait or jump through hoops to get your money and get back on the road? But the truth is, plenty of people do try to take advantage of their auto insurance policies, so the companies have to be diligent on order to protect themselves from fraudsters.…
