Many people focus on rates when comparing auto insurance companies. However, the rate is not the only area where insurance companies differ. Below are some additional things that differentiate auto insurance companies.
Accident Forgiveness
The number of accidents in your driving history determines your auto insurance rates. Your rates go up if you are involved in an accident. Fortunately, many insurance companies have accident forgiveness programs that prevent rate hikes after an accident.…
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So many things affect auto insurance; many drivers don’t even understand all of these factors. For example, did you know that your car’s age affects various aspects of your insurance? Here are some of the specific ways in which these effects occur.
Type of Coverage
The basic forms of insurance coverage include liability, collision, and comprehensive coverage. Liability coverage (which is mandatory) compensates victims of car accidents you might cause. Collision coverage compensates you for damages you might incur if your car collides with other cars or objects (such as trees).…
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Whether you love to drive or you hate it, getting around requires you to get comfortable with it. It’s tough if you get dinged on your driving record, because this makes your insurance costs go up. They’ll go up even more if you are deemed a high risk driver. There are some reasons that you might be labeled a high risk driver, so this is something that you should do your research about.…
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