After an accident, the repair bills and medical costs add up quickly. You need the insurance company to come through with a payment, but you may not be in a hurry to add attorney’s fees to your already mounting pile of bills. And sometimes, it’s not necessary to hire an attorney. If your case is very straightforward and the question of fault is cut and dry, you may be able to simply write a demand letter to your insurance company yourself, asking for the payment that you’re entitled to.…
If you’ve recently completed the terms of your plea agreement or criminal sentence following a DUI, you may be looking forward to getting back to a normal life – including regaining your driving privileges. However, if your insurance was dropped or suspended after your DUI conviction, you may be concerned that an inability to obtain coverage could keep you taking public transportation or arranging for rides from friends for a while longer.…
If you’re in the market for home insurance, you might consider looking into both standard home insurance, sometimes referred to as building insurance, and contents insurance. The first protects the structure and property and the second protects the movable contents within. In some cases, when both are purchased at the same time, it’s less expensive.
Standard Property Insurance
Standard property insurance covers your home, permanent fittings in kitchens and bathrooms, hardwood or tile floors and the garage.…
Winter weather can be unpredictable and unpleasant, but it can also wreak havoc on your home and property. If the winter weather where you live turns “wicked,” you need to know what your homeowners insurance will cover, and what it won’t. While every policy is different, here are some general winter weather-related things that are covered by homeowners insurance, and some that aren’t.
Damage from ice dams
Ice dams occur when ice fills the gutters along your roof, blocking the runoff of water from melting snow.…
Filing a claim with your auto insurance company may seem to you to be more difficult than it has to be. You know that you’re filing the claim in good faith, so why do you have to wait or jump through hoops to get your money and get back on the road? But the truth is, plenty of people do try to take advantage of their auto insurance policies, so the companies have to be diligent on order to protect themselves from fraudsters.…
